Prescription drug coverage
Find a pharmacyYou may have a lot of questions regarding your pharmacy insurance and Medicare prescription coverage. At Advocate Pharmacy, we help you reduce the stress of verifying your coverage and getting your Rx prescriptions approved.
What is medication insurance?
Your medication insurance may be a supplement to your health insurance or both health plans might be all in one. Similar to health insurance, you pay a premium and a copay or coinsurance payment when you pick up your prescription medication.
Is Advocate Pharmacy accepted by my medication insurance?
Most major prescription drug insurance plans accept Advocate Pharmacy as a preferred pharmacy. Your insurance company can confirm if we’re included in your drug plan.
Why should I use Advocate Pharmacy?
We offer a variety of pharmacy services to help you get the care you need. This includes competitive savings and our commitment to saving you money.
- We bill your insurance up front, so you’ll know exactly what your drug costs are.
- Your copays may be the same as or lower than at other pharmacies.
- We’ll match your medication’s manufacturer copay assistance, if applicable.
- If you don’t have medication insurance coverage, we’ll help you find a discount card that works best for your prescription.
- If your insurance company requires prior authorization for certain medications, we’ll help by managing the paperwork for you.
Does Advocate Pharmacy accept my Medicare Part D plan?
We take a variety of Medicare prescription drug coverage plans approved in Illinois. You’ll be able to verify pharmacy participation as you review plans.
We also accept a variety of Medicare Advantage plans, including Devoted Health Plans. For a full list of health care insurers, visit Medicare.gov.
Medicare Part D FAQ
Medication coverage is available to anyone with a Medicare prescription drug plan or Medicare Part D. To receive this health benefit, you have to sign up for a plan offered by a Medicare-approved insurance company.
A Medicare Advantage plan, also referred to as Medicare Part C, incorporates the benefits of Medicare Part A, Medicare Part B and most often Medicare Part D all into one plan.
Medicare.gov can help you decide which specific plan is best for you.
If you receive health coverage through Medicare, you’re eligible for prescription medications. This coverage is voluntary, and you may choose not to sign up for it. View Medicare.gov for more information.
Your prescription drug costs will depend on the health plan you select, your type of medicine needed and your income level. Many people will have to pay a monthly premium, deductible and other out-of-pocket costs. Medicare users with low income and few assets may be eligible for extra help with out-of-pocket costs. Medicare beneficiaries who have Medicaid coverage may also be eligible for assistance with their out-of-pocket costs.
Your coverage will depend on the plan you choose, as the government doesn’t require every plan to offer the same drugs. Each plan can design its own list of drugs covered, commonly called the drug formulary. Medicare prescription plans include medications commonly prescribed to Medicare beneficiaries who are elderly or have disabilities.
If you wish to change your current health coverage, you must sign up for a new Medicare Part D plan. If you enroll between Oct. 15 and Dec. 7, it helps to ensure you get the prescriptions you need on Jan. 1 of the following year. The enrollment process can be completed at Medicare.gov or when you call 800-MEDICARE. TTY users can call 877-486-2048.
Private drug plans that provide medication coverage are approved by the government. You can search for plans at Medicare.gov.
Check with your Advocate Pharmacy pharmacist, call 800-MEDICARE or visit Medicare.gov. TTY users can call 877-486-2048.
Does Advocate Pharmacy accept my Medicaid prescription coverage?
We accept Illinois Medicaid at Advocate Pharmacy. To learn more, visit Medicaid.gov.
Refill your medications with LiveWell
When you fill prescriptions with Advocate Pharmacy, LiveWell makes it easy to get refills, manage your medications and more.
More ways we can help
Prescriptions refills
Four easy ways to get your medications: in person, mail delivery, curbside pickup and same-day delivery.
Medication help
Our pharmacists answer questions about your dosage, side effects and how to take your medication.
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Protect yourself, your loved ones and your community by getting vaccinated at an Advocate Pharmacy.
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